XPay is an embedded payments solution that enables retailers to collect offline and online payments from their customers instantly.

Automate Your Payment Operations

XPay is a smart and powerful payments tool that helps you receive offline and online payments from your customers

Why XPay?

Multiple Types Of Payments

XPay offers all kinds of modern payment management solutions i.e card, bank transfer, mobile wallet, BNPL and offline point of sales payments.


Save time with automatic order cancellation on Shopify in case of payment failure, session timeout, customer cancellation and refunds.

Enhanced Customer Experience

Streamline the customer's payment journey with a unified brand experience across multiple platforms keeping the data secured.

Quick Onboarding

Seamless and swift onboarding process with no unnecessary documentation and lengthy steps


Premium security

Protect data with PCI-DSS compliance and End-to-end encryption for all transactions

Effective Usability

State of the art admin panel and customer experience UI/UX

Seamless Refunds

Offer complete and partial refunds to your customers instantaneously

Custom payments link

Instantaneously generate custom payment link to receive payments from your customers

Confirmation Emails

Keep your customers updated with emails about payment status


Keep a unified view of the all the payment channels

Settlement reconciliation

Upload your settlement report received from your bank and mark payments as settled on XPay portal

Custom Reports

Offering customized date/time reports for reconciliation

Abandoned Cart Emails

For failed/incomplete online transactions send abandoned cart emails


Offer seamless integrations with all store platforms

Become An Omnichannel Retailer

Take a personalized tour of XStak's retail operating modules with our Sales experts and learn how XStak can enable you to grow.

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