XPay is an embedded payments solution that enables retailers to collect offline and online payments from their customers instantly.

Xpay dashboard view

Seamless and Secure Transactions

Transform your payments experience with ease using our optimized solution built on top of MPGS and Cybersource. Upgrade your payment system today and see the difference.

Why XPay?

Multiple Types Of Payments

XPay offers all kinds of modern payment management solutions i.e card, bank transfer, mobile wallet, BNPL and offline point of sales payments.

multiple types of payments


Save time with automatic order cancellation on Shopify in case of payment failure, session timeout, customer cancellation and refunds.

Enhanced Customer Experience

Streamline the customer's payment journey with a unified brand experience across multiple platforms keeping the data secured.

enhanced customer experience
quick onboarding

Embedded Payment APIs

Embedded payment checkout experience for your website and application, get started in no time.

XPay Wallet App

With our payment wallet solution, offer the ease of one-tap payments to all your customers in a secure manner.

enhanced customer experience


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BIN Discounts

By leveraging the power of Bank Identification Numbers, we can provide targeted discounts that maximize your savings.

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Premium security

Protect data with PCI-DSS compliance and End-to-end encryption for all transactions

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Effective Usability

State of the art admin panel and customer experience UI/UX

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Seamless Refunds

Offer complete and partial refunds to your customers instantaneously

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Custom payments link

Instantaneously generate custom payment link to receive payments from your customers

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Confirmation Emails

Keep your customers updated with emails about payment status

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Keep a unified view of the all the payment channels

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Settlement reconciliation

Upload your settlement report received from your bank and mark payments as settled on XPay portal

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Custom Reports

Offering customized date/time reports for reconciliation

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Abandoned Cart Emails

For failed/incomplete online transactions send abandoned cart emails

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Offer seamless integrations with all store platforms

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APIs and Webhooks

Empowering your business with the tools to seamlessly integrate payment links, APIs, and webhooks


Is XPay PCI-DSS compliant?


Yes, XPay is PCI-DSS compliant - which helps to prevent data breaches and meet global security standards.

How quickly can retailers onboard XPay?


With XPay you can avoid lengthy documentation and long steps that helps you to stay efficient.

How are customers informed about failed transactions?


XPay enables retailers to inform their customers for failed/incomplete transactions and send abandoned cart emails.

Ready to become a Next-Gen Retailer?

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